Wednesday, 9 September 2015

Why You Don't Have Money

8 Reasons Why You Don't Have Money


Do you want money?


Image credit: Shutterstock

Before you decide to hate me, understand I know what it’s like to be broke, and worse than being broke I know what it’s like to just barely get by month after month.
Two hundred and fifty million people in the wealthiest country on the planet are barely making it. I am not talking about the people on food stamps or unemployment, I am talking about people making an average of $48,000 to $68,000 annually. Consider that almost 75 percent of all Americans are living paycheck to paycheck.
In 2013, a person making $63,000 (before taxes) spent an average of $49,000 to $51,000 on housing, transportation, food, insurance, entertainment, childcare, health care and other expenditures. Take 20 percent out of that formula for taxes and you have no money left over for savings or investments.
You are having money issues because you have money issues. Here are a few of them:

1. Living with mommy

Most Americans live within 25 miles of their mothers. If you want to make real money, it’s time to disconnect from mommy and all things familiar. It is time to move away and go where there is opportunity. You aren’t saving money by still living at your parent’s house -- you are missing opportunities. My life didn’t change until I moved away from my hometown at the age of 29.

2. Economic illiteracy

Most people are economically illiterate. People are going to college and don’t even understand basic economic terms. Economy is defined as household management or management of resources. Manage means to be in charge and succeed in surviving, especially against heavy odds. To manage your own economy means you have to create money by playing offense in the marketplace.

3. The budget blockhead mindset

Spending all of your time trying to budget money is a way to guarantee you never have money. Your daddy told you, “A penny saved is a penny earned,” wrong, it’s just a penny. Having a budget blockhead mindset means you are playing defense, not offense.

4. Politicians, the Easter Bunny and Santa Claus

This idea that a politician can save the middle class (you) has been tried, tested, promised and failed for the last 50 years. Almost every economic indicator has worsened. If politicians could save the middle class they would have already.
Thanks to Entrepreneur for this great article you can read the complete article below :)






Thanks,
John Hilton

Tuesday, 8 September 2015

Recovering After Pulling an All-Nighter

5 Steps for Recovering After Pulling an All-Nighter


Find ways how to recover fast from an all-nighter :)

Image credit: Shutterstock

If you’ve been in business for yourself any length of time, or are in the process of getting your business off the ground, you know that entrepreneurship is both fulfilling and draining. The satisfaction that comes with running the show is tempered by the fact that, when it’s all on the line and the work has to be done, you’re responsible. And sometimes that means staying up until the next day breaks to meet a looming deadline.
Now that you know all-nighters aren’t just for college kids cramming for final exams, you also know that you can’t just crash after you’ve stayed up all night. So next time you pull an all-nighter, follow these steps to ensure that you’re fully recovered and alert they next day.

Load up on B vitamins

Image credit: Shutterstock

When you’re up all night working, your body uses more of its B vitamins—including B12, one of your body’s key energy sources. So in addition to feeling exhausted the next day, the depletion of your B12 stores can lead to a variety of symptoms, including impaired cognitive function and an overall crappy mood. Get back on track by consuming B12-rich foodslike grass-fed beef or cottage cheese throughout the day, or by taking an all-natural, food based supplement.

Thanks to Entrepreneur and this great article you can read the complete article by clicking on the link below :)










Thanks,

John Hilton


Wednesday, 26 August 2015

Turn Every Customer Interaction Into an Opportunity

5 Ways to Turn Every Customer Interaction Into an Opportunity

Smile be happy and attract more customers :)


You started a company. You built a product. You shipped it to customers. Now the fun really begins! You’ll need to deal with complaints. Shipping issues. Lost messages. And maybe a bug or too. So, this next suggestion might seem like just another hassle for your small business, but: If you put customers first in everything you do, you’ll see that complaints are just another chance to wow them.
Here are six things we’ve learned at Desk.com that you can do to rally your business around your customers so you can turn every interaction into an opportunity.

1. Wow and celebrate your customers.

To build strong relationships with customers you need to impress them at every step with fast, empathetic service and quick case resolution -- even for the most complicated issues. There are dozens of ways to show extra support. If your customers are consumers, send them an email on their birthday. Celebrate milestones for your business customers (like successful VC fundraising) with a custom cake and handwritten notes. Provide extra visibility by giving away their products at tradeshows or as employee gifts.
Also: Mentor customers who need help in any business area, whether that be marketing, sales, event management or anything else. Don’t justbe in the business of selling your products. Be in the business of helping customers succeed.

2. Practice total company support.

To build a customer-centric company, have everyone in your company interact with customers on a regular basis. Start by training every employee at your small business to participate in customer service. Ideally, everyone from the CEO to the receptionist should be able to pitch in and help with customer support during busy times.
Customer service training should also be part of your onboarding process and an ongoing part of every job. (Which makes sense: After all, customer service is the best way to learn about your customers and products.) Even if learning about customer service isn’t currently part of your onboarding process, it’s not too late. Order some pizzas on a Friday afternoon and get everyone trained so they can jump in to help customers at a moment’s notice.

Thanks to entrepreneur for this great article you can read the complete article by clicking on the link below:








Thanks,

John Hilton



Sunday, 23 August 2015

The Truth About Work-Life Balance

What is The Truth About Work-Life Balance

Yes work life balance is very important to keep your dreams alive :)

Image credit: Shutterstock

This story first appeared in the September issue of Entrepreneur. To receive the magazine, click here to subscribe.
Over the years, I’ve asked everyone from solo freelancers to big-time CEOs how they balance work and the rest of their lives. The conclusion I’ve drawn from the collective answers is this: The very concept of work-life balance is misleading. Not only that, but there’s a fundamental problem with the way the antidotes to overworking and burnout are presented in tidy, bullet-point form.
  • Delegate.
  • Set boundaries.
  • Follow a schedule.
  • Be present.
Nothing wrong with practical advice, but productivity hacks overlook the heart of the problem, which is that for too many ambitious people, success is inversely related to failure in other, “personal” aspects of life.
Of course, it doesn’t have to be this way. My favorite reply so far to the question of how one achieves work-life balance comes from Brittney Castro, the Millennial founder of a Los Angeles-based financial planning firm called Financially Wise Women. In the year I’ve known her, I’ve seen how growth in her business has actually increased her ability to travel and given her time to do more things she loves. Her current goal is to get to the point where she can take month-long sabbaticals several times a year.
“Balance is a weird, abstract concept,” she told me. “The way I interpret it is, sometimes I’m focused on one or two areas in my life more than others, whether that’s for a day, a few months, even a year. But things change; seasons change. So instead of it being a pie chart where I have to give a little bit of my time and energy to everything, every day, I’m learning to better communicate my current focus to people around me. I find that once I stop thinking about the balance, it just happens.”
I think she’s on to something; namely, that balance is far more palatable and sustainable when it isn’t portrayed as a conflict of interest.
British poet David Whyte finds a place in big corporations like Visa, Chanel and Microsoft to lecture on leadership and organizational development. The way he sees it, we all have three lifelong commitments, or “marriages,” as he calls them: to work, to a significant other and to ourselves.
“To neglect any one of the three marriages is to impoverish them all, because they are not actually separate commitments but different expressions of the way each individual belongs to the world,” he wrote in The Three Marriages: Reimagining Work, Self and Relationship. Instead, we should think of it all as one constantly moving “conversation,” an ever-changing back-and-forth that will ultimately, we hope, lead to “a marriage of marriages, a life worth living, and one we can call, despite all the difficulties and imperfections, our very own.”
Thanks to the entrepreneur for this great article you can read the complete article below : )








Thanks,

John Hilton


Tuesday, 18 August 2015

Elon Musk the World’s Raddest Man

Elon Musk: The World’s Raddest Man


This is a great read enjoy :)

By Tim Urban
Last month, I got a surprising phone call.
Call 0
Call 1
Call 2b
Call 3
Call 4
Call 5
Call 6
Call 7
Call 8
Elon Musk, for those unfamiliar, is the world’s raddest man.
Untitled 4
I’ll use this post to explore how he became a self-made billionaire and the real-life inspiration for Iron Man’s Tony Stark, but for the moment, I’ll let Richard Branson explain things briefly:1
Whatever skeptics have said can’t be done, Elon has gone out and made real. Remember in the 1990s, when we would call strangers and give them our credit-card numbers? Elon dreamed up a little thing called PayPal. His Tesla Motors and SolarCity companies are making a clean, renewable-energy future a reality…his SpaceX [is] reopening space for exploration…it’s a paradox that Elon is working to improve our planet at the same time he’s building spacecraft to help us leave it.
So no, that was not a phone call I had been expecting.
A few days later, I found myself in pajama pants, pacing frantically around my apartment, on the phone with Elon Musk. We had a discussion about Tesla, SpaceX, the automotive and aerospace and solar power industries, and he told me what he thought confused people about each of these things. He suggested that if these were topics I’d be interested in writing about, and it might be helpful, I could come out to California and sit down with him in person for a longer discussion.
Thanks to wait but why for thsi great article you can read the complete article below:















Thanks,

John Hilton


Sunday, 16 August 2015

Skills Hard to Learn But Pay Off Forever

10 Skills That Are Hard to Learn But Pay Off Forever


Learn these great skills and become more successful :)



The best things in life may be free, but that doesn't mean they won't take time, sweat, and perseverance to acquire.
That's especially the case when it comes to learning important life skills.
In an effort to ascertain which talents are worth the investment, one Quora reader posed the question: What are the hardest and most useful skills to learn?
We've highlighted our favorite takeaways.

1. Time management

Effective time management is one of the most highly valued skills by employers. While there is no one right way, it's important to find a system that works for you and stick to it, Alina Grzegorzewska explains. 
"The hardest thing to learn for me was how to plan," she writes. "Not to execute what I have planned, but to make so epic a to-do list and to schedule it so thoroughly that I'm really capable of completing all the tasks on the scheduled date."

2. Empathy

"You can be the most disciplined, brilliant, and even wealthy individual in the world, but if you don't care for or empathize with other people, then you are basically nothing but a sociopath," writes Kamia Taylor.
Empathy, as business owner Jane Wurdwand explains, is a fundamental human ability that has too readily been forsworn by modern business.
"Empathy — the ability to feel what others feel — is what makes good sales and service people truly great. Empathy as in team spirit — esprit d'corps — motivates people to try harder. Empathy drives employees to push beyond their own apathy, to go bigger, because they feel something bigger than just a paycheck," she writes.

3. Mastering your sleep

There are so many prescribed sleep hacks out there it's often hard to keep track. But regardless of what you choose, establishing a ritual can help ensure you have restful nights.
Numerous studies show that being consistent with your sleep schedule makes it easier to fall asleep and wake up, and it helps promote better sleep in general.

4. Positive self-talk

"Ultimately it doesn't matter what others think of you," writes Shobhit Singhal, "but what you think of yourself certainly does, and it takes time to build that level of confidence and ability to believe in yourself when nobody else does."
On the other side of positive self-talk is negative self-talk, which Betsy Myers, founding director of The Center for Women and Business at Bentley University, believes can slowly chip away at your confidence.

5. Consistency

Whether you're trying a new exercise routine, studying for the LSATs, or working on an important project, Khaleel Syed writes that consistency is vital to maintaining any kind of success.
People often stop working hard when they reach the top, he explains, but to maintain that top position, they have to work harder and be more consistent in their work.

6. Asking for help

"I once was told in a job interview, 'You can't have this job if you can't ask for help when you need it,'" Louise Christy writes. "Naturally, I said I could. Later, I found out that the previous person with that job had screwed up big-time because he was in over his head but couldn't admit it and didn't ask for help."
She explains that knowing when you need help and then asking for it is surprisingly difficult to learn and do because no one wants to be perceived as weak or incompetent.
But a recent study from the Harvard Business School suggests doing so makes you look more, not less, capable. According to the study authors, when you ask people for advice, you validate their intelligence or expertise, which makes you more likely to win them over.

Thanks to entrepreneur for this great article please click on the link below to read the complete post:


Thanks,

John Hilton 

From the Cool Stuff Hub


PS: Do you want to start your own online business





Tuesday, 11 August 2015

What is the missing Ingredient to Success?

Humility: The Missing Ingredient to Your Success


Here is a great way on how to become a better leader and create more success :)

Image credit: Shutterstock

Entrepreneur and CultureIQ are searching for the top high-performing cultures to be featured on our annual list. Think your company has what it takes? Click here to get started.
Over the last 20 years, a new breed of celebrity-status entrepreneurs has come to the fore. Names like Mark Cuban, Arianna Huffington, Gary Vaynerchuk and especially Steve Jobs have all built a reputation for their brash and authoritative leading styles.
In a world that celebrates such outspoken leadership, what role could humility possibly play in your success?
Turns out: It’s absolutely essential. In fact, for many, humility is the missing ingredient -- and not for the reasons you might expect.
As Entrepreneur recently pointed out, a study conducted by the University of Washington Foster School of Business found that “humble people tend to make the most effective leaders and are more likely to be high performers in both individual and team settings.”
That’s a powerful claim, so what is humility?
Humility is often mistaken for low self-esteem.
In reality, humility isn’t thinking less of yourself. It’s thinking less about yourself. Genuine humility is a study in perceptiveness, self-awareness and kindness and makes people more candid, compassionate and charitable.  Humble leaders are honest about both their strengths and limitations. They are confident without being conceited; open-minded without being obstinate; and supportive without being submissive.
As the great Jim Collins said, “The X-factor of great leadership is not personality, it is humility.”
But what does humility do?
Here are three essentials of humility in action, each of which applies directly to your effectiveness as a leader and entrepreneur.

Humility listens

Listening lies at the heart of all successful relationships. It indicates that you’re receptive to and respectful towards the opinions of others.
Humble entrepreneurs actively solicit feedback from their customers, colleagues, and community. Doing so boosts employee morale, betters your products and offers and develops customer loyalty.
Active listening works best in face-to-face conversations, but there are a number of digital listening practices that can dramatically improve your humility quotient.
For example, social media makes it easy to “overhear” the conversations swirling around your brand and products. Real-time B2B social media listening tools like Oktopost offer unvarnished insight into the impact of your company, along with important information about industry trends, influencers and competitors.
Also essential to humble listening, as Peter Cohan put it in "Five Ways to Reach Entrepreneurial Humility," is developing a “360 degree review.” Why? Because total-picture access makes you aware of the good news along with the bad. Quantitative data, in particular, is key.
This means understanding and using industry standard tools like Google Analytics for yourself. Even better are all-in-one dashboards that combine online analytics with offline metrics. For larger businesses in particular, customizable tools like Cyfe pull together data on revenue, sales funnels, onsite engagement, social media, email performance and project management in one place.
Thanks to Entrepreneur for this great article you can read the complete article by clicking on the link below:



Thanks,
John Hilton

Help Boost Your Confidence at Work

7 Ways to Help Boost Your Confidence at Work


Be more happy and more confident at work :)

Image credit: Shutterstock

Entrepreneur and CultureIQ are searching for the top high-performing cultures to be featured on our annual list. Think your company has what it takes? Click here to get started.
Everyone knows that competence is essential to workplace success, professional achievement and personal satisfaction. But without confidence, competence will only take you so far. And unfortunately, too many perfectly capable leaders lack confidence.
Building confidence does not require a complete personality overhaul. Instead, you can take smaller steps to become more self-assured and boost your confidence.
Here are some key actions you can take:

1. Push yourself out of your comfort zone.

Volunteer for a project that will help you build new skills. Apply for a job that feels like a stretch but matches your interests. Sign up to present or speak at an event and tackle your fear of public speaking head-on.

2. Visualize what you want as a first step to meeting a new challenge.

For example, see yourself in the role you want to achieve. Golfers are routinely advised to picture where the ball should travel as part of their swing. By imagining yourself in the job you want, you can create that vision for those around you, too. Give yourself a head start by getting into character. Want to take an executive role? Be sure to dress, talk, and act like an executive.

3. Assess your competencies.

Write down all of the skills you bring to the table right now. Don’t forget to include broader talents that can help your organization succeed -- now and in the future.
Erica Dhawan, CEO of Cotential, spoke recently at the Women’s Leadership Summit co-sponsored by my company, SAP, and PwC about the power of connectional intelligence. By combining the world’s diversity of people, networks, disciplines, and resources, Dhawan says, connectional intelligence helps companies drive breakthrough business results.

4. Create your own environment.

Instead of moving on when a workplace doesn’t meet your needs, reshape it through your actions. Work with your team in a way that feels true and honest, sharing your competencies with complete confidence. In doing so, you will brand yourself within your organization and begin to attract people with similar values to your team. As your team expands to include more people with your mindset, your environment will evolve to one where you want to work.
Thanks to Entrepreneur for this great article you can read the complete article by clicking on the link below :)




PS: Are you looking for an online opportunity
















Thanks,

John Hilton